Assessing My Insurance Needs

In thinking about my finances and trying to get them in order, I am also reassessing my insurance needs. Do I have enough insurance and the right kind? I have been doing some reading on the topic and still have some research to do. I know about whole life insurance, but now I am hearing about the type with immediate annuities. Wondering if that is something that would benefit me? I need to do more research before I buy. I am headed in the right financial direction, and I want to continue on that path!