Term Life Insurance Is The Way To Go

If you listen to Dave Ramsey, like I do, you know that term life insurance is the way to go. People still buy whole life insurance, where they build up cash value, but it is not the best way to save money. With so many other investment vehicles available today, whole life insurance is not that attractive. Term life insurance is usually less expensive to buy and naturally gives you a smaller return. But that is OK--that is what you want. You don't want to spend money on something you don't need.