Need To Manage My Money Better This Year

I really need to buckle down this year and watch my money and save as much as possible. Pay off as much debt as possible. Get my credit score up. I need to start couponing and being frugal. Not too frugal, but more frugal. Live more simply. I do well with my money, and then I slip up and don't. Once in a while I have had to get one of those cash advances, which I am not happy about, but what are you supposed to do? Like they say, it is better to pay $30 to get $300 for two weeks than pay $100 or more in overdraft fees. But I hope not to have to do it again. I just need to watch it and plan. Don't go out as often. Make more money!