I am still working like a fiend to get my condo decluttered, updated, repaired, snazzier. I was in a fog all through law school and didn't go any housework or home projects that I didn't have to. There was no time or money to do so.
But now I am doing whatever my budget will bear--replaced a toilet and my dishwasher and am hoping to get new carpeting and shelving installed in my laundry room. On top of that, I need to buy new sheets and towels, as well as a new kitchen table. I have some other projects that I will do on down the road.
While I am updating, I am also going to replace my cooking tools as best as I can. I am wanting to save money and go out to eat less often, so will be cooking more. Like everything else in my condo, my cookware is outdated. But soon I will have everything of the best!
Saturday, March 19, 2011
Cute Rain Boots Can Be The Perfect Fancy Dress Accessory
In my previous post, I talked about how I go once in a while to chi-chi horse events--I have been to the Kentucky Derby (not the infield) , some others in Kentucky, the Iroquois Steeplechase in Nashville and others. People dress to the nine--wearing beautiful summer and spring dresses, and shoes and hats to die for. I was in Nashville a couple of years ago when they had a monsoon the morning of the Steeplechase. Everyone was wondering if they should still go, as it would be a mud pit. My friend and I decided to go, me in my new great skirt and top and new hat. And I wore sandals. Big mistake! My feet were covered in mud not long after I got there, and it was hard to walk around with mud squishing between your toes.
Some people were smart and were wearing rain boots. They were in all kinds of fun and bright colors and patterns and actually went pretty well with the fancy dresses. Those wearing those boots were the only ones able to walk around without difficulty. I have been meaning to get some to keep on hand--just in case.
Some people were smart and were wearing rain boots. They were in all kinds of fun and bright colors and patterns and actually went pretty well with the fancy dresses. Those wearing those boots were the only ones able to walk around without difficulty. I have been meaning to get some to keep on hand--just in case.
Approved For Private Disability Insurance
I feel on top of the world today. I applied for private disability insurance two months ago and found out today that I was approved. And I didn't even have to have a health exam, quite a feat, since I am middle age, and it is harder as you get older to get approved. I feel like it is a stamp of approval for me somehow.
Of course, I have to cough up $100/month for it, a little sore point, since I could get it for $5/month at work if my stubborn boss felt like letting us have it. And the company wouldn't even have to pay anything for it! Our trade association said that if at least two people at work wanted it (and believe me there are many who would like it) we only had to pay $5 a month each for it. Talked with my boss, and he said he didn't see any need for it. I can't believe how stupid and selfish that response is. So I have to pay $95/more just because he doesn't see the need for it.
But on the positive note, at least I have the coverage now. And I feel financially more secure in a way that I didn't just two days ago.
Of course, I have to cough up $100/month for it, a little sore point, since I could get it for $5/month at work if my stubborn boss felt like letting us have it. And the company wouldn't even have to pay anything for it! Our trade association said that if at least two people at work wanted it (and believe me there are many who would like it) we only had to pay $5 a month each for it. Talked with my boss, and he said he didn't see any need for it. I can't believe how stupid and selfish that response is. So I have to pay $95/more just because he doesn't see the need for it.
But on the positive note, at least I have the coverage now. And I feel financially more secure in a way that I didn't just two days ago.
Wednesday, March 16, 2011
Sales Jobs Drive Companies
I have never had one of those honest to goodness sales jobs, you know like in pharmaceuticals, or whatever. Even though I wish I had. They make good money and get to travel. Not bad!
In some way or other, however, maybe most of us down deep really have had sales jobs or at least customer service jobs. Because no matter what we do for a company, we are really selling the company and its customer service as well. Even front line people behind the counter are sales and customer service. If someone has a bad experience at any level of the company, it can mean lost revenue if the customer decides to go somewhere else.
That kind of thinking should be instilled in every person who works for a company--they are the face of the company.
In some way or other, however, maybe most of us down deep really have had sales jobs or at least customer service jobs. Because no matter what we do for a company, we are really selling the company and its customer service as well. Even front line people behind the counter are sales and customer service. If someone has a bad experience at any level of the company, it can mean lost revenue if the customer decides to go somewhere else.
That kind of thinking should be instilled in every person who works for a company--they are the face of the company.
Are Electronic Cigarettes The New Thing?
I had never heard of electronic cigarettes before watching that famous episode of The Real Housewives of Beverly Hills, when Camille Grammer had a dinner party and invited not only the housewives from the show, but her psychic friend Allison Dubois. Dubois supposedly is the character that the TV show Medium is based on.
Boy what a kook and a mean kook! I loved the show Medium, but don't know if I can watch it again. The character in the show is so nice, and Dubois, at least at the dinner party seemed mean and vindictive. Can't be good for her career. But anyway during the episode, she was seated at the dining table puffing on her electronic cigarette. The other women commented on it alot.
I do have to say that if you are going to smoke, electronic cigarettes may be the way to go. They don't produce smoke like regular cigarettes do, but do have some nicotine, according to some product literature. If that is the case, it would be better for others, because you wouldn't have to breathe second hand smoke.
Boy what a kook and a mean kook! I loved the show Medium, but don't know if I can watch it again. The character in the show is so nice, and Dubois, at least at the dinner party seemed mean and vindictive. Can't be good for her career. But anyway during the episode, she was seated at the dining table puffing on her electronic cigarette. The other women commented on it alot.
I do have to say that if you are going to smoke, electronic cigarettes may be the way to go. They don't produce smoke like regular cigarettes do, but do have some nicotine, according to some product literature. If that is the case, it would be better for others, because you wouldn't have to breathe second hand smoke.
Tuesday, March 15, 2011
Getting Social Security Disability Benefits Is Tough
Applying and getting approved for social security disability benefits is very difficult, and many are turned down repeatedly. On top of that, the backlog of cases is huge--some states are more backlogged than others. People who desperately need their benefits wait months and months and sometimes years before they see their monthly checks, if they ever do. And most need the money so very badly.
Those who are represented before the Social Security Administration have a greater chance of getting approved. That is true. And people never have to pay their representative upfront, and representatives are only paid if the client wins. Representatives receive a percentage of the backpay awarded. Representatives know how to persist with a claim and build up a record that can help the client win. You paid into the social security system all these years through your hard earned money, and you deserve your benefits. Let someone help you get them.
Those who are represented before the Social Security Administration have a greater chance of getting approved. That is true. And people never have to pay their representative upfront, and representatives are only paid if the client wins. Representatives receive a percentage of the backpay awarded. Representatives know how to persist with a claim and build up a record that can help the client win. You paid into the social security system all these years through your hard earned money, and you deserve your benefits. Let someone help you get them.
Saturday, March 12, 2011
Still Looking For Cheap Car Insurance
I am serious about wanting to save money in any way I can. I already have changed my phone/cable/internet packages to see significant monthly savings and now am looking in others areas to cut back. Insurance is another area. I am looking at cheapestautoinsurance.net and some other online sites to see if I can get some good quotes. I want to maintain good car insurance--insurance that pays and doesn't drop you when you make a claim--so that is important to me in addition to price. But even if I could shave off a little of my cost each month, that would be wonderful for me.
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